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Securities and investment advisory services offered through Cetera Advisors LLC (doing business in CA as CFGA Insurance Agency LLC), member FINRA, SIPC, a broker/dealer and a registered investment adviser. CA Insurance License #0C73323. Cetera is under separate ownership from any other named entity. Stefanic Insurance and Financial Services is not a Broker/Dealer and or an investment adviser.
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Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
